Gold and the Swiss Franc as Safe Havens: What Role in Your Portfolio?
How gold behaves, what it costs to hold and how much is reasonable.
4 min read · Savings & Investing
Life situations: Investing and Wealth Building
Gold has a long tradition in Swiss portfolios as protection in crises.
What gold offers
- No interest, but a store of value over very long periods.
- Low correlation with shares in many crises.
- No default risk like a borrower.
- Purchasing power after the period
- Amount needed to keep today’s purchasing power
Example with default values. Open the calculator →
Costs and taxes
Storage and insurance for physical gold and fees for funds. Gains on private gold are generally tax-free, but wealth tax applies.
How much?
The franc as a safe haven
The Swiss franc has often gained in crises. This protects Swiss residents' purchasing power, but it also lowers the return on foreign assets measured in francs.
A small share, often 5–10 %, is common. Consider inflation protection with the inflation calculator.
Try it yourself: Inflation Calculator
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Purchasing power after the periodCHF 74'247
- Amount needed to keep today’s purchasing power
- CHF 134'686
- Loss of purchasing power
- 25.75 %
- Purchasing power after the period
- Amount needed to keep today’s purchasing power