FrancSense Swiss money, explained
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Understand your money, the Swiss way.

100 free calculators and 100 plain-language guides on pensions, taxes, property, insurance and investing in Switzerland.

Popular search terms:Pillar 3aMortgageNet salary
Pillar 3a Growth Projection
CHF 264'621
Projected capital
  • Projected capital
  • Total contributions
0200k400k600k10203040
Projected capital – depending on Years until withdrawal (years)
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Swiss net salary calculator

See how much you actually take home after taxes and social contributions.

Mortgage affordability calculator

Find out how much you can afford in Switzerland.

Pillar 3a tax savings calculator

See how much you can save with Pillar 3a contributions.

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Featured guide

Pillar 3a: The Complete Guide to Tax-Free Retirement Saving

Contribution limits, how to choose between a bank account and securities, and how to cut tax on withdrawal.

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How much could Pillar 3a save you?

Indicative marginal tax rates per canton for a single person; the exact saving depends on your situation. Check your canton’s tax calculator.

Estimated tax savingCHF 1'887
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