Gross-to-Net Salary Calculator
Estimate your net monthly pay after Swiss social security contributions and income tax.
- Net annual income
- CHF 70'893
- AHV/IV/EO contribution
- CHF 5'035
- ALV contribution
- CHF 1'045
- Pension fund + NBU + KTG
- CHF 8'360
- Estimated income tax
- CHF 9'667
- Total deductions
- CHF 24'107
- Deduction rate
- 25.38 %
- Net annual incomeCHF 70'893 Β· 75 %
- AHV/IV/EO contributionCHF 5'035 Β· 5 %
- ALV contributionCHF 1'045 Β· 1 %
- Pension fund + NBU + KTGCHF 8'360 Β· 9 %
- Estimated income taxCHF 9'667 Β· 10 %
How it works
Starts from your gross annual salary and subtracts the employee shares of AHV/IV/EO/ALV, the pension fund (BVG) contribution, accident and sickness-benefit premiums, and income tax for your canton. What is left is your net pay. Tax is a simplified estimate; your actual tax bill depends on your full situation.
Learn more
Your Swiss Payslip Explained: From Gross to Net
AHV, ALV, pension fund, accident insurance β what each deduction means and what you can influence.
πΌ Salary & TaxMoving to Switzerland: Money Basics for Expats and Cross-Border Workers
Withholding tax, banking, insurance deadlines and what happens to your pensions when you move.
πΌ Salary & TaxTax at Source (Quellensteuer): Who Pays and When to Ask for a Correction
How tax at source works for foreigners, when ordinary assessment is mandatory and how to claim deductions.
More calculators: Salary & Tax
13th Month Salary Calculator
Convert between a 12-payment and a 13-payment salary contract.
πΌ Salary & TaxHourly Wage to Annual Salary
Convert an hourly rate to monthly and annual pay, accounting for holidays.
πΌ Salary & TaxPart-Time Salary & Pension Insurance
Pro-rate a full-time salary and check whether you reach the pension fund entry threshold.
πΌ Salary & TaxAHV / IV / EO / ALV Contributions
See what you and your employer each pay into the first pillar and unemployment insurance.
πΌ Salary & TaxSelf-Employed AHV Contributions
Estimate AHV/IV/EO contributions for the self-employed using the sliding scale.
πΌ Salary & TaxWithholding Tax (Verrechnungssteuer) Refund
Calculate the 35 % Swiss withholding tax on dividends and interest and what you get back.