Rent vs. Buy Calculator
Compare the cost of owning against renting over a holding period.
- Total rent paid
- CHF 351'530
- Owning is cheaper by
- CHF 186'490
- Better option
- Buy
- Net cost of owning (interest + upkeep + lost return − appreciation)
- Total rent paid
How it works
Compares renting with buying over a set number of years. Buying adds mortgage interest, maintenance and property costs, but builds equity and may gain in value. Renting invests the money you would have put into equity. The result shows the net wealth in each case.
Learn more
Renting in Switzerland: Deposit, Reference Rate and Your Rights
How much rent you can afford, what the deposit rules are and when you can ask for a rent reduction.
🏠 Mortgage & PropertyMaintenance and Renovation Costs for Swiss Homeowners
How much to budget each year, what is tax-deductible and how condominium funds work.
🏠 Mortgage & PropertyRent or Buy? A Decision Guide for Swiss Households
The factors that matter beyond the monthly payment: equity, risk, flexibility and tax.
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