Retirement Capital Needed
How big a portfolio do you need to fund your desired lifestyle?
- Still to save
- CHF 485'714
- Years to reach it
- 15.6 years
How it works
Works out how much capital you need so that a safe withdrawal rate pays your yearly spending gap. The gap is your spending minus other income. Capital needed equals the gap divided by the withdrawal rate, less the capital you already have, adjusted for saving until retirement.
Learn more
Early Retirement (FIRE) in Switzerland
High salaries make FIRE realistic, but pensions, health insurance and tax need careful planning.
🏔️ Retirement & PensionsPension or Lump Sum? How to Choose at Retirement
Compare lifelong annuities with capital withdrawals: taxes, risk, flexibility and deadlines.
🏔️ Retirement & PensionsRetirement Planning in Switzerland: A Checklist by Age
What to do in your 20s, 30s, 40s, 50s and 60s to reach retirement with enough money.
More calculators: Retirement & Pensions
Pillar 3a Contribution & Tax Saving
Your maximum 3a contribution and the tax you save by paying it in.
🏔️ Retirement & PensionsPillar 3a Growth Projection
Project your 3a capital with regular annual contributions.
🏔️ Retirement & Pensions3a Account vs. Taxable Investing
Compare locking money in pillar 3a against investing the same net amount freely.
🏔️ Retirement & Pensions3a Staggered Withdrawal Savings
See how splitting 3a accounts over several years lowers the capital withdrawal tax.
🏔️ Retirement & PensionsPension Fund Buy-In Tax Benefit
Voluntary purchases into your pension fund are tax-deductible.
🏔️ Retirement & PensionsPension Fund Conversion Rate
Turn your retirement capital into an annual pension using the conversion rate.