Life situation

Self-employment

Taxes, social security, business costs

Guides for this situation (11)

The guides below cover the topics that matter most at this stage.

🧰 Business & Freelance

Bookkeeping Basics for Small Businesses

What records to keep, how long and how to track profit and margin.

4 min read3 calculatorsRead guide →
🧰 Business & Freelance

Cash Flow Management: Staying Solvent When Clients Pay Late

Forecasting, payment terms and tools to reduce the risk of running out of cash.

4 min read3 calculatorsRead guide →
🧰 Business & Freelance

Freelancer Pricing and Invoicing in Switzerland

How to set a rate, write invoices and handle late payers.

5 min read3 calculatorsRead guide →
🧰 Business & Freelance

GmbH or Sole Proprietorship? Choosing a Legal Form in Switzerland

Liability, capital, taxes and administration compared.

6 min read3 calculatorsRead guide →
🧰 Business & Freelance

Hiring Your First Employee in Switzerland: Costs and Obligations

Contracts, social insurance registration, payroll and the real cost on top of gross salary.

6 min read3 calculatorsRead guide →
🧰 Business & Freelance

Insurance for Small Businesses: What Protects Your Income and Assets

Liability, income protection, property and cyber cover: what to prioritise.

4 min read3 calculatorsRead guide →
💼 Salary & Tax

Professional Expenses and Home Office: What You Can Deduct

Flat rates versus actual costs, meals, commuting and the treatment of a home office.

5 min read3 calculatorsRead guide →
🧰 Business & Freelance

Retirement Provision for the Self-Employed: AHV, 3a and Voluntary Pension Funds

How to build retirement savings without an employer pension fund.

5 min read3 calculatorsRead guide →
🧰 Business & Freelance

Self-Employment in Switzerland: Social Insurance, Taxes and VAT

What freelancers and sole traders must register, insure and set aside.

7 min read5 calculatorsRead guide →
🧰 Business & Freelance

Starting a Business in Switzerland: A Practical Checklist

From idea to first invoice: registration, insurance, banking and budgeting.

5 min read3 calculatorsRead guide →
🧰 Business & Freelance

VAT for Small Businesses in Switzerland: Registration, Rates and Methods

When you must register, how input tax works and how the flat-rate method can simplify things.

5 min read3 calculatorsRead guide →

Calculators for this situation

Use our calculators to get personalized results for your situation.

Browse Business & Freelance calculators →