AHV Early / Late Retirement Calculator
Compare drawing your AHV pension early or deferring it.
- Change vs. reference pension
- 10.80 %
- Annual difference
- CHF 2'981
- Break-even after (years in retirement)
- 18.5 years
How it works
Retiring later raises your AHV pension, and retiring earlier lowers it. The calculator applies the standard percentage change for each year you defer or advance your pension and shows the adjusted monthly amount. The rules for each step are set by law.
Learn more
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