Net Worth Calculator

Assets minus liabilities.

Net worthCHF 295'000

Total assets: CHF 300'000
Total liabilities: CHF 5'000
Liquid net worth (cash + investments − debts): CHF 105'000
Debt-to-asset ratio: 1.67 %

Cash and savingsCHF 30'000 · 10 %
InvestmentsCHF 80'000 · 27 %
Pillar 3aCHF 40'000 · 13 %
Pension fund (vested benefits)CHF 150'000 · 50 %

How it works

Net worth is what you own minus what you owe. The calculator adds your cash, investments and pension assets, then subtracts your debts, to give your net worth. Track it over time to see whether your finances are improving.

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🏔️ Retirement & Pensions

Changing Jobs: What Happens to Your Pension Fund Savings

Vested benefits, the transfer to your new fund and what to do in a gap between jobs.

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Inheritance in Switzerland: Law, Wills and Cantonal Taxes

Compulsory portions after the 2023 reform, how wills work and why tax depends on your canton.

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Risk Life Insurance in Switzerland: How Much Cover Do You Need?

What AHV and the pension fund pay to survivors and how to fill the rest with term cover.

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More calculators: Life Events & Family

👪 Life Events & Family

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Federal minimum family allowances per month.

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Daily allowance and total payout for statutory parental leave.

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Find your AHV reference age and approximate retirement date.

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Save monthly for your child’s education or a start in life.

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Estimate the cost of a Swiss wedding and the monthly savings needed.

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Estimate cantonal inheritance tax; spouses and direct descendants are exempt in most cantons.

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