Insurance Premium Comparison
What switching to a cheaper health insurer saves over several years.
- Total saving over the period
- CHF 2'600
How it works
Compares the yearly cost of two health insurance premiums, including the difference in premium amounts over the period you choose. Use it with a deductible comparison, because the cheaper premium is not always the cheaper option.
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Supplementary Health Insurance and Premium Subsidies
What supplementary insurance covers, when it pays off and how to claim cantonal premium reductions.
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The yearly process for changing basic insurance and what to do with supplementary cover.
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How alternative insurance models work, who benefits and what you give up.
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Health Insurance Deductible Optimizer
Find the franchise (deductible) with the lowest total yearly cost for an adult.
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At what yearly healthcare cost does a lower franchise start to pay off?
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Children’s franchise options range from CHF 0 to 600; out-of-pocket is capped at CHF 350 per year.
🛡️ Insurance & HealthMaximum Yearly Healthcare Cost
Your worst-case cost in a year: premiums, franchise, 10 % deductible and hospital contribution.
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Estimate the coverage that protects your family’s income if you die.
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Compare your income with benefits from IV and your pension fund if you become disabled.