Teaching Children About Money: Pocket Money, Saving and First Accounts
Age-appropriate ways to build good money habits.
4 min read · Budget & Everyday
Life situations: Family & children
Money habits start early.
Pocket money
Give a small, regular amount and let children decide how to spend it, including mistakes.
Example with default values. Open the calculator →
Saving
- Use a savings account for a goal.
- Show how interest grows.
- Talk about needs and wants.
Plan ahead
Teenagers
Older children can have a youth account and a debit card with limits. Explain interest, fees and why debt costs money.
Parents can build a fund for training. See how it grows with the education savings calculator.
Try it yourself: Child Education Savings Plan
Change any input and the result updates instantly. Nothing you enter is sent to a server.
Monthly saving neededCHF 109
- Total paid in
- CHF 22'890