50/30/20 Budget Planner
Split your net income into needs, wants and savings.
- Wants
- CHF 1'950
- Savings and debt repayment
- CHF 1'300
- Yearly savings
- CHF 15'600
- Needs (rent, insurance, food, transport)CHF 3'250 · 50 %
- WantsCHF 1'950 · 30 %
- Savings and debt repaymentCHF 1'300 · 20 %
How it works
A simple budget rule splits net income into needs (about 50 %), wants (about 30 %) and savings (about 20 %). The calculator applies your chosen split to your income, so you can see the amount available for each category.
Learn more
Budgeting in Switzerland: Cost of Living and Smart Savings
High salaries, high prices. How to build a realistic budget and where Swiss households can save.
🧾 Budget & EverydayYour First Job in Switzerland: Money Basics for Young Adults
Read your contract, pick insurance, start saving and avoid the early debt traps.
🧾 Budget & EverydaySaving on Groceries and Everyday Costs in Switzerland
Practical ways to cut spending on food, shopping and daily life without losing quality.
More calculators: Budget & Everyday
Emergency Fund Calculator
How much cash buffer do you need and how long to build it?
🧾 Budget & EverydaySavings Rate & Years to Independence
Your savings rate decides how soon you can stop working.
🧾 Budget & EverydayMoving Between Cantons
Compare take-home pay and housing costs when moving to a different canton.
🧾 Budget & EverydayMonthly Budget Planner
Add up your monthly costs and see what is left.
🧾 Budget & EverydaySubscription Cost Calculator
Small monthly subscriptions add up over time.
🧾 Budget & EverydayTotal Cost of Owning a Car
All-in monthly and per-kilometre cost.