Emergency Fund Calculator
How much cash buffer do you need and how long to build it?
- Still needed
- CHF 22'000
- Months to reach target
- 55.0 months
How it works
An emergency fund covers several months of essential expenses if income stops. The calculator multiplies your monthly spending by the months you want to cover, subtracts what you already have, and shows how many months of saving are needed.
Learn more
Budgeting in Switzerland: Cost of Living and Smart Savings
High salaries, high prices. How to build a realistic budget and where Swiss households can save.
๐งพ Budget & EverydayYour First Job in Switzerland: Money Basics for Young Adults
Read your contract, pick insurance, start saving and avoid the early debt traps.
๐งพ Budget & EverydayWhere to Keep Your Cash: Savings Accounts, Emergency Funds and Deposit Protection
How much cash to hold, where to put it and what happens if a bank fails.
More calculators: Budget & Everyday
50/30/20 Budget Planner
Split your net income into needs, wants and savings.
๐งพ Budget & EverydaySavings Rate & Years to Independence
Your savings rate decides how soon you can stop working.
๐งพ Budget & EverydayMoving Between Cantons
Compare take-home pay and housing costs when moving to a different canton.
๐งพ Budget & EverydayMonthly Budget Planner
Add up your monthly costs and see what is left.
๐งพ Budget & EverydaySubscription Cost Calculator
Small monthly subscriptions add up over time.
๐งพ Budget & EverydayTotal Cost of Owning a Car
All-in monthly and per-kilometre cost.