Financial Checklist for Big Life Events: Baby, Divorce, Job Loss and Inheritance
What to review and update when your situation changes.
6 min read · Life Events & Family
Life situations: Family & children
Life changes create financial tasks. A checklist helps.
New baby
- Parental leave pay and child allowances.
- Life and disability cover.
- Health insurance for the child.
- Cash and savingsCHF 30'000 · 10 %
- InvestmentsCHF 80'000 · 27 %
- Pillar 3aCHF 40'000 · 13 %
- Pension fund (vested benefits)CHF 150'000 · 50 %
Example with default values. Open the calculator →
Separation or divorce
Review property regime, pension splitting, housing and beneficiaries.
Job loss
Register with the unemployment office, review your budget and check pension and insurance continuation.
Inheritance
Check deadlines and tax. Take stock of your position with the net worth calculator.
Try it yourself: Net Worth Calculator
Change any input and the result updates instantly. Nothing you enter is sent to a server.
Net worthCHF 295'000
- Total assets
- CHF 300'000
- Total liabilities
- CHF 5'000
- Liquid net worth (cash + investments − debts)
- CHF 105'000
- Debt-to-asset ratio
- 1.67 %
- Cash and savingsCHF 30'000 · 10 %
- InvestmentsCHF 80'000 · 27 %
- Pillar 3aCHF 40'000 · 13 %
- Pension fund (vested benefits)CHF 150'000 · 50 %