Renting Out Property: Income, Costs and Tax
How rental income is taxed, what you can deduct and what to check in the lease.
4 min read · Mortgage & Property
Life situations: Buying or renting home
Rental income from an investment property is taxable. Deductions reduce the net amount you pay tax on.
What is deductible
- Mortgage interest.
- Maintenance costs, as flat rates or actual costs.
- Management fees and insurance.
Example with default values. Open the calculator →
Lease basics
The deposit is capped at three months of rent, and existing leases are linked to the mortgage reference rate. Rent increases need a specific form and notice period.
Keep records
Save invoices and keep a separate account for the property. Understand how rate changes affect rents with the reference rate calculator.
Try it yourself: Eigenmietwert Tax Effect
Change any input and the result updates instantly. Nothing you enter is sent to a server.
Net taxable property income (today)CHF 9'200
- Tax effect today (positive = extra tax)
- CHF 2'760
- Tax effect after abolition (approx.)
- CHF 0.00
- Change for you
- CHF -2'760